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New North Dakota Law Mandates Timely Coverage Decisions From Health Insurers

By Bill Dubensky Jan 5, 2026 | 6:02 AM

(Adobe Stock via Prairie News Service)

 

(By Mike Moen. Prairie News Service) – A new North Dakota law that took effect January 1 makes it so health insurers must respond to prior authorization requests in a timely fashion.

The changes follow reforms seen elsewhere in the country, and advocates hope they’ll reduce treatment delays for patients. Prior authorization involves a doctor seeking advance coverage approval of a medical treatment for their patient.

The practice has become widespread as insurers try to contain costs. But physicians and health advocacy groups say it can be burdensome and disrupt care options.

Fargo resident Emily Bakkum testified in support of new state-level deadlines for insurers, and said they’ll guarantee more timely access to treatment.

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